Members with real estate collateral
Secured loan with declining interest rates for repeat borrowers. Real estate collateral required.
Interest Rate
22% per annum
Max Amount
₱1,000,000
Max Term
36 months
Security
Real estate (Certificate of Title, Tax Declaration)
A collateral-based loan with interest rates that decline with each successful loan cycle (22% → 18% → 15% per annum). Ideal for members with real estate assets who want to build a long-term borrowing relationship with the cooperative.
Please prepare the following documents and submit them at the PMPC office:
Application Form
Signed loan application form
2x2 Photo
Recent 2x2 ID photo
Government ID
Valid government-issued ID
Certificate of Title
Transfer Certificate of Title (TCT) or Original Certificate of Title (OCT)
Tax Declaration
Latest tax declaration of the property
Vicinity Map
Location/vicinity map of the property
Special Power of Attorney
SPA if property is not in borrower's name
Use our loan calculator to see your monthly payment, total interest, and fee deductions.
