Members with real estate collateral needing longer terms
Extended repayment period up to 5 years with real estate collateral. Declining interest.
Interest Rate
22% per annum
Max Amount
₱2,000,000
Max Term
60 months
Security
Real estate (Title annotated/mortgaged)
Similar to the Rediscounting Loan but with an extended repayment period of up to 5 years. Uses real estate as collateral with the title annotated/mortgaged. Interest rates decline with each successful loan cycle.
Please prepare the following documents and submit them at the PMPC office:
Application Form
Signed loan application form
2x2 Photo
Recent 2x2 ID photo
Government ID
Valid government-issued ID
Certificate of Title
TCT/OCT for mortgage annotation
Tax Declaration
Latest tax declaration
Vicinity Map
Location/vicinity map
Mortgage Contract
Signed mortgage contract
Special Power of Attorney
SPA if applicable
Use our loan calculator to see your monthly payment, total interest, and fee deductions.